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Personal Finance
One Direct Credit Card
Competitive interest, convenient support.
The One Direct Credit Card is the smart choice for competitive
interest rates, interest-free savings, easy access to online support and
24 hour customer service line.
Apply Now- it only takes a few minutes!
Card Benefits
- 0% (fixed)* on balance transfers for 10 months from the date your
account is opened (provided you comply in full with your terms and
conditions)
- 14.9% p.a. (variable) thereafter and on card purchases
- 19.3% APR (variable), including €30 Government stamp duty
- Up to 58 days interest-free credit when you pay your balance in full
and on time each month
- Easy, secure, FREE Online Card Services, so you can manage your account
24/7 and check your balance and recent transactions
- Cash Withdrawals - you can withdraw cash with your One Direct Credit
Card from cash machines throughout the world
Accepted worldwide.
The One Direct Credit Card is accepted at over 29 million retail
outlets and more than 1.2 million ATMs throughout the world.
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example:
If you made:
- a single purchase on your card up to a credit limit of
€1,500 at a standard annual rate of 14.9% p.a. (variable),
19.3% APR (variable) and
- repaid in 12 equal monthly repayments
- your monthly repayment would be €137.38 and
- the total amount payable would be €1,648.61 (including
annual government stamp duty of €30.00)
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* Although we do not charge a handing fee for this transfer, where applicable, interest will be charged on this transaction as detailed in your terms and conditions or on the back of your most recent statement (for new offers) or, alternatively, you can log onto our Online Banking system to view your applicable rate. Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions. If you settle other cards and loans your monthly payment may be lower. Charges may be incurred for the early settlement of other loans.
The One Direct Credit Card is issued by MBNA Europe Bank Limited, a Bank of America company, which is authorised and regulated by the UK Financial Services Authority, and is registered as a branch in Ireland under number 903873 at Dublin Road, Carrick-on-Shannon, Co. Leitrim. Incorporated in England and Wales under number 2783251. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ.
One Direct (Ireland) Limited, trading as One Direct is registered as a credit intermediary under the Consumer Credit Act 1995. Registered Office: GPO, O'Connell St., Dublin 1. Registered in Ireland Number 452399. The One Direct Credit Card is issued exclusively by MBNA Europe Bank.
Credit is available, subject to status, to Irish residents aged 18 years or over. Balances cannot be transferred from another MBNA account. We will monitor and/or record some telephone calls. There is a stamp duty charged by the Government on all Irish credit card accounts.
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