Get a One Direct Term Life Assurance Plan - Benefits

Why not start your plan today? See details below of the extras and benefits with One Direct term life assurance plans.

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Term Life Assurance Benefits

• Term life is available to adults from 18 to 64 years of age
  Level Term life covers adults from the age of 18 to 64.
• Choice of terms: 5 years to 40 years
  Term of cover is from 5 years to 40 years, up to a max age 79.
• Monthly premium provides a lump sum on your death or diagnosis of a terminal illness
  You pay a monthly premium, which will ensure that the level of life cover you select up to €400,000, is paid on your death. It will also be paid if you become terminally ill during the term of your plan, as long as it has at least 18 months to run.
• Consistent level of life cover and unchanging premiums
  Your monthly premium will never increase and your cover will never decrease over the entire period of your Term Life plan.
• Dual or single life plans available
  The same plan can cover two people - you can take out a Single Life Plan on yourself only, or a Dual Life Plan for both you and another person. With a Dual Life Plan, a claim due to the death of one policyholder has no effect on the other person's benefits.
• Automatic additional children’s cover of €4,000 included
  Additional Children’s Cover is built in whereby all children between the ages of 3 months and 18 years are automatically covered for €4,000 death benefit in the event of death of a child during the term of your policy. We will also continue to provide this life cover for children up to 21 if in full time education.
• Choice of flexible payment methods
  You can choose to pay your monthly premiums either by BillPay at your local Post Office or by Direct Debit - the choice is yours!