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Your One Direct Life Assurance
Plan - Frequently Asked Questions
One Direct aims to make our Over 50s life
assurance product easy to understand. We have developed a comprehensive
list of questions and answers relating to our life assurance plans. For
further details, please contact us on 1890 22 22 22.
One Call, One Click, One Direct. Contact
Us for more information or get an Online
Quote now.
What is the Commencement
Date?
What is meant by Level of
Life Cover?
Who is the Life Assured?
Why is meant by Travel Death
Benefit?
What is the Commencement
Date?
This is the date that your Life Assurance plan becomes active, which is
the date from which cover is provided. This date is shown on your schedule.
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What is meant by Level of
Life Cover?
Level of Life Cover is the lump sum payable to your beneficiaries upon
your death. This is sometimes referred to as the sum assured or lump sum
benefit.
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Who is the Life Assured?
This is the person whose life is assured by the policy i.e. the person
on whose death the sum assured will be paid.
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What is meant by Travel Death
Benefit?
From the first day of your policy being active with us, if you have a
motor accident or an accident as a fare paying passenger or pedestrian
and you die as a result of this accident within 3 months your beneficiaries
will receive double your selected life cover.
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