Home Insurance Benefits

Extra Discounts for you!

• A great 40% No Claims Discount off your home insurance if you are claims free for 5 years.
• Up to 15% Burglar Alarm Discount, for properties protected by a burglar alarm which are fitted to EN50131 (old IS199) standards. The installer should hold a P.S.A. (Private Security Authority) licence.
• Up to 5% discount for existing One Direct car insurance customers.
• Up to 10% discount if you choose to increase your standard Excess.

Extra Benefits included for you!

• Radios, Televisions, Video and Hi-Fi Equipment - we will cover accidental damage to radios, televisions, video and audio equipment and home computers while in your home
• Home Emergency Helpline - provides advice and access to a network of repairers in the event of a home emergency
• Door Lock Replacement - if your keys are stolen, we will replace your door locks, up to a maximum of €400
• Credit / Debit Cards Cover - if you become legally liable for costs following the loss of your credit or debit card we will pay for costs up to €650 for purchases and cash up to €400
• At Christmas and for family weddings - your contents cover is increased by 10% for the month of December and for 30 days before and after the wedding of any member of your immediate family
• Fire Brigade Charges -call out charges are covered up to €1,500
• Jury Service Benefit - if you or your partner are called for jury service, we will give you €40 per day up to a maximum of €650. This does not affect your No Claims Discount
• Visitors' belongings - cover for loss or damage to your visitors’ personal belongings temporarily in your home, up to €400
• Frozen Food - covers loss or damage to frozen food up to €650