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Get Car Insurance - Discounts and Benefits

One Direct offers you car insurance with lots of discounts and benefits included.

See below just some of the discounts and benefits of insuring your car with One Direct. Contact Us for more information or Get a Quote now.

Car Insurance Discounts & Benefits

              Extra Discounts for you!

  • Penalty points discount - 20% discount if you and all named drivers are penalty point free.
  • Second car discount - If your spouse or partner has their own car, a discount may apply.
  • Annual mileage discount - If your annual mileage is between 0-5,000 miles or 5,001-10,000 miles in a year you will qualify for an additional discount.
  • Customer Discount - Extra discount is available if you choose One Direct for both your car and home insurance or if your travel policy exceeds €125.
  • Loyalty Discount - Up to 5% discount is allowed if you have been insured with One Direct for 3 consecutive years and have a minimum No Claims Bonus of 3 years.
  • IAM - Institute of Advanced Motorists Discount - We currently give up to 30% discount for members of the IAM. We require proof of membership for this discount.
  • ROSPA Discount- Royal Society of Prevention of Accidents. We currently give up to 30% discount for members of ROSPA. We require proof of membership for this discount.

              Extra Benefits for you!

  • 24 hour Breakdown Rescue Cover - help if and when you need it, in Ireland and the UK
  • No loss of your No Claim Discount for fire, theft or attempted theft, or windscreen claims
  • Unlimited windscreen cover through AutoGlass or Allied Irish Windscreens*
  • Cover for claims made against you
  • We will replace your locks if your keys are lost or stolen
  • Cover for personal belongings stolen from your car up to €150
  • Cover to use your car in any EU country Free for up to 31 days
  • Cover for Fire Brigade call out charges up to €1,000
  • New replacement car for cars less than 1 year
  • Cost of towing your car to a repairer in the event of an accident
  • Third Party Cover to tow a single axle trailer

*Windscreen Cover is inclusive with Comprehensive Cover and can be purchased as an additional option on Third Party Fire and Theft Cover. Unlimited Cover is only available through Autoglass or Allied Irish Windscreens. If you use any other windscreen repairer there is a limit of €225 for any single event.





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One Direct (Ireland) Limited, trading as One Direct, is regulated by the Financial Regulator. One Direct (Ireland) Limited is a subsidiary of An Post. Registered in Ireland Number 452399. Registered Office: GPO, O'Connell St., Dublin 1.
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